:root{--navy:#0b1730;--navy2:#10284a;--blue:#08709c;--cyan:#4bc2e8;--yellow:#ffca05;--ink:#17243a;--muted:#5d6b80;--line:#dfe7f1;--paper:#f5f8fc;--white:#fff;--radius:22px;--shadow:0 18px 50px rgba(12,31,61,.10);--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}button,input,textarea,select{font:inherit}.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:10px;z-index:1000}.skip-link:focus{left:8px}.topbar{background:#071126;color:#d9e5f7;font-size:.83rem}.topbar-inner{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}.topbar a:hover{color:#fff}.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,231,241,.85)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:24px}.brand img{width:188px;max-height:56px;object-fit:contain;object-position:left center}.nav{display:flex;align-items:center;gap:25px;font-size:.92rem;font-weight:650}.nav a:not(.btn):hover,.nav a[aria-current=page]{color:var(--blue)}.nav .btn{padding:11px 17px}.menu-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px 12px;color:var(--navy);font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 20px;border-radius:12px;background:var(--blue);color:#fff;font-weight:750;border:1px solid var(--blue);transition:transform .2s,box-shadow .2s,background .2s;box-shadow:0 8px 20px rgba(23,105,224,.18)}.btn:hover{transform:translateY(-2px);background:#0d55c2;box-shadow:0 12px 25px rgba(23,105,224,.24)}.btn.secondary{background:#fff;color:var(--navy);border-color:#cdd9e8;box-shadow:none}.btn.secondary:hover{background:#f4f8ff}.btn.light{background:#fff;color:var(--navy);border-color:#fff}.btn.small{padding:10px 14px;font-size:.9rem}.hero{position:relative;overflow:hidden;background:radial-gradient(ellipse at 80% 15%,rgba(75,194,232,.25),transparent 35%),linear-gradient(125deg,#09152c 0%,#102c53 58%,#154b83 100%);color:#fff;padding:92px 0 86px}.hero:after{content:"";position:absolute;right:-150px;bottom:-330px;width:650px;height:650px;border:1px solid rgba(255,255,255,.13);border-radius:50%;box-shadow:0 0 0 60px rgba(255,255,255,.025),0 0 0 120px rgba(255,255,255,.02)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;position:relative;z-index:1}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:#7fe0ff;font-size:.8rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.eyebrow:before{content:"";width:24px;height:2px;background:currentColor}.hero h1{font-size:clamp(2.5rem,5vw,4.65rem);line-height:1.04;letter-spacing:-.045em;margin:20px 0 22px;max-width:760px}.hero h1 span{color:#7fe0ff}.hero p{font-size:1.12rem;line-height:1.75;color:#d7e5f8;max-width:650px;margin:0 0 28px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero .secondary{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}.hero .secondary:hover{background:rgba(255,255,255,.08)}.hero-panel{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.07);border-radius:28px;padding:28px;box-shadow:0 24px 70px rgba(0,0,0,.14);backdrop-filter:blur(10px)}.hero-panel .panel-top{font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:#9ddcf6;font-weight:800}.hero-panel h2{font-size:1.55rem;line-height:1.2;margin:12px 0 20px}.hero-point{display:flex;gap:13px;padding:14px 0;border-top:1px solid rgba(255,255,255,.15)}.check{flex:0 0 27px;height:27px;display:grid;place-items:center;background:rgba(75,194,232,.16);border-radius:9px;color:#8de6ff;font-weight:900}.hero-point strong{display:block;font-size:.98rem}.hero-point span{display:block;color:#c6d8ee;font-size:.88rem;margin-top:2px}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 0;flex-wrap:wrap}.trust-label{font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#7a8799}.trust-logos{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.trust-logos img{max-width:88px;max-height:30px;object-fit:contain;filter:grayscale(1);opacity:.72}.section{padding:88px 0}.section.soft{background:var(--paper)}.section.dark{background:var(--navy);color:#fff}.section-head{max-width:720px;margin-bottom:36px}.section-head.center{text-align:center;margin-inline:auto}.section h2{font-size:clamp(1.9rem,3vw,3rem);line-height:1.12;letter-spacing:-.035em;margin:12px 0 16px}.section-head p,.lead{font-size:1.05rem;color:var(--muted);margin:0}.dark .section-head p,.dark .lead{color:#c6d4e8}.kicker{font-size:.8rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:27px;background:#fff;transition:transform .2s,box-shadow .2s,border-color .2s;min-height:100%}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b7d1f7}.iconbox{width:48px;height:48px;display:grid;place-items:center;border-radius:15px;background:#eaf2ff;color:var(--blue);font-size:1.35rem;font-weight:850;margin-bottom:22px}.card h3{font-size:1.18rem;line-height:1.3;margin:0 0 10px}.card p{color:var(--muted);margin:0 0 17px;font-size:.96rem}.text-link{font-weight:800;color:var(--blue);display:inline-flex;gap:8px;align-items:center}.text-link:hover{text-decoration:underline}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.feature-box{background:linear-gradient(145deg,#eaf3ff,#f8fbff);border:1px solid #d7e6fb;border-radius:28px;padding:32px}.feature-box h3{font-size:1.4rem;line-height:1.3;margin:0 0 14px}.feature-list{list-style:none;padding:0;margin:22px 0 0}.feature-list li{display:flex;gap:12px;padding:12px 0;border-top:1px solid #d8e5f4}.feature-list .check{background:#d8eaff;color:#145bc2}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:step}.step{border-top:2px solid #cfe0f8;padding:22px 10px 0 0;counter-increment:step}.step:before{content:"0" counter(step);display:block;color:var(--blue);font-size:.8rem;font-weight:900;letter-spacing:.1em;margin-bottom:16px}.step h3{font-size:1.18rem;margin:0 0 8px}.step p{color:var(--muted);margin:0}.dark .step p{color:#c6d4e8}.cta-band{background:linear-gradient(115deg,#1769e0,#124ca7);color:#fff;border-radius:28px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-band h2{margin:0 0 10px;font-size:clamp(1.7rem,3vw,2.4rem)}.cta-band p{margin:0;color:#dceaff;max-width:650px}.page-hero{background:radial-gradient(ellipse at 90% 5%,rgba(75,194,232,.2),transparent 34%),linear-gradient(125deg,#09152c,#12345f);color:#fff;padding:70px 0}.page-hero h1{font-size:clamp(2.4rem,4.5vw,3.8rem);line-height:1.08;letter-spacing:-.04em;margin:15px 0}.page-hero p{font-size:1.08rem;color:#d7e5f8;max-width:760px;margin:0}.breadcrumbs{font-size:.85rem;color:#a9c6e7}.breadcrumbs a:hover{color:#fff}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:55px;align-items:start}.prose h2{font-size:1.7rem;margin:35px 0 12px;letter-spacing:-.025em}.prose h2:first-child{margin-top:0}.prose p,.prose li{color:#4f5e73}.prose ul{padding-left:22px}.side-card{border:1px solid var(--line);border-radius:20px;padding:25px;background:var(--paper);position:sticky;top:115px}.side-card h3{margin:0 0 10px}.side-card p{font-size:.93rem;color:var(--muted)}.pill-list{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.pill{border:1px solid #d7e3f2;border-radius:999px;padding:7px 11px;font-size:.82rem;font-weight:700;background:#fff;color:#38516f}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:45px}.contact-info{background:var(--navy);color:#fff;border-radius:24px;padding:30px}.contact-info h2{font-size:1.7rem;margin:0 0 14px}.contact-info p{color:#c7d6e9}.contact-item{padding:16px 0;border-top:1px solid rgba(255,255,255,.16)}.contact-item small{display:block;color:#a9c6e7;font-weight:800;text-transform:uppercase;letter-spacing:.08em}.contact-item a{font-weight:750}.form-card{border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:750;font-size:.9rem}.field input,.field textarea,.field select{width:100%;border:1px solid #cbd7e5;border-radius:10px;padding:12px 13px;background:#fff;color:var(--ink)}.field input:focus,.field textarea:focus,.field select:focus{outline:3px solid rgba(23,105,224,.18);border-color:var(--blue)}.field textarea{min-height:135px;resize:vertical}.form-note{font-size:.82rem;color:var(--muted)}.notice{padding:12px 14px;border-radius:10px;background:#edf7ff;color:#164b80;margin:15px 0}.footer{background:#071126;color:#fff;padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:35px}.footer-logo{width:205px;max-height:72px;object-fit:contain;object-position:left;background:#fff;border-radius:8px;padding:7px;margin-bottom:16px}.footer p,.footer a{color:#bdcce0;font-size:.92rem}.footer a:hover{color:#fff}.footer h3{font-size:.94rem;margin:0 0 15px;color:#fff}.footer-links{display:grid;gap:9px}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap;color:#9fb1ca;font-size:.82rem}.wa-float{position:fixed;right:22px;bottom:22px;z-index:80;background:#16a765;color:#fff;border-radius:999px;padding:13px 18px;font-size:.92rem;font-weight:850;box-shadow:0 10px 30px rgba(0,0,0,.18)}.wa-float:hover{background:#0c8e54}.notice-box{border-left:4px solid #f0b429;padding:16px 18px;background:#fff8e7;border-radius:0 12px 12px 0;color:#5e4b20}.empty-state{border:1px dashed #b8c8dc;border-radius:18px;padding:25px;color:var(--muted)}.legal-small{font-size:.82rem;color:#93a6bf}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:980px){.nav{gap:14px}.hero-grid{gap:30px}.cards{grid-template-columns:repeat(2,1fr)}.split{gap:35px}.footer-grid{grid-template-columns:repeat(2,1fr)}.content-grid{grid-template-columns:1fr 280px;gap:30px}}
@media(max-width:760px){.container{width:min(var(--max),calc(100% - 32px))}.topbar-inner{justify-content:center;text-align:center}.nav-wrap{min-height:70px}.brand img{width:160px}.menu-toggle{display:inline-flex}.nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px 22px;align-items:stretch;flex-direction:column;gap:0;box-shadow:0 15px 25px rgba(10,30,60,.08)}.nav.open{display:flex}.nav a{padding:12px 0}.nav .btn{margin-top:8px}.hero{padding:65px 0 58px}.hero-grid,.split,.contact-grid,.content-grid{grid-template-columns:1fr}.hero-grid{gap:38px}.hero h1{font-size:clamp(2.45rem,11vw,3.6rem)}.hero-panel{padding:23px}.section{padding:65px 0}.cards{grid-template-columns:1fr}.card{padding:23px}.steps{grid-template-columns:1fr;gap:26px}.cta-band{padding:28px;align-items:flex-start;flex-direction:column}.trust-inner{justify-content:center;text-align:center}.trust-logos{justify-content:center}.content-grid{gap:28px}.side-card{position:static}.form-card,.contact-info{padding:23px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.page-hero{padding:55px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.wa-float{right:14px;bottom:14px;padding:11px 14px;font-size:.84rem}}
@media(max-width:440px){.footer-grid{grid-template-columns:1fr}.hero-actions .btn{width:100%}.trust-logos{gap:16px}.trust-logos img{max-width:70px}.footer-bottom{flex-direction:column}.section h2{font-size:2rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
